Direct Pay MOTO ERROR Operation

POST: https://uat.test2pay.com/sgs/api/acquire2/placeOrder

Payload
{
  "requestTime": "1765858280074",
  "bizContent": {
    "merchantOrderNo": "72b2b9e1-0f97-45b0-9aab-bf7cc588b03d",
    "subject": "Your subject",
    "totalAmount": {
      "currency": "AED",
      "amount": 1.01
    },
    "paySceneCode": "DIRECTPAY",
    "paySceneParams": {
      "redirectUrl": "https://paybyUAT.somee.com/Home/returnUrl?Orderid=72b2b9e1-0f97-45b0-9aab-bf7cc588b03d",
      "cardNo": "MOw3BnEwFVXtCCw0cChUsCeOObNPVkBi/JfrYY05U7aA4fKRPZhYmWNP9Nb07j3an8sq8yMM4k2DWAYwAPvgBKwqiShyBn0USJukNWUqRMOi4JZE2+GbnXtCCnfGta/++T76rmaPZOAXxxyHleBeXlnXO/SEzjjXz6HsKozgLteUUr8Lt04ZShGT6sTQZC+Zk6rzwblhf7Ep35NHc61nPgO1cmWw4wRdn+Fze2VpqytNSwMOFgWGR1cCbSqYjkMwcqZWHBSGFYxtQ1wCljJqH9LB/IOx6XmK8TKxpLrKakg6k3+lZKxfwfKsQg2V9lcY1Wz3Ob9rVYfjkRtFea6jHg==",
      "holderName": "KZQbx9QU9PB+tHa1efCbLbHoR7gZmYL9RatqXOPEjIae+DyeXLWwV0l+iyamjsR+W5AVyWiAJH7M6sjI9+f1wbg704ps2eg67qA/QD2KaQTPFfzsO/usFH48lMQjeDyw+suZZ9wCULeOehXrxZPc786BSS9QZaX8umiDx/ClAIcMn8sQ+49H1p+J3l06rh6DV8FV4MncvTHef9JLu6B8abCVDFwT+GDnBvjjtZHhPRl1CVAmnY+DRNPuJw3tPUprK4TW20ADcbF05QSNYYZVSWZXVwzc3O7C4sIUvkQcJFSF6+VxQfVZmVpMO7BkFAVwCWwTrRnEt5kSwwaB1/RTcQ==",
      "cvv": "T5U3yFxioQxQE0a2rUECxSB2gTfa+FvtgNOEtesorY6JlZ9IqUBJFzpLSII71S2kpsoSQuJBgpohl4HFW3jqA7nV7HGFlyZi/QSrtsiAg2sToE/yiALWDz6P9O2pjfO5vOYGPoNdEgpCVTIs/3m8xhQy6Zg8AQ8UkfV2zEasRdLtkyBuDWESklWJEnvxfSuYksfTb0hFmF31NUbKTlKYrBLfs5e3dnNPioqVoidWO/+PJ6j9+GCMzNt08fC94U94qvwjJ4TNOaF2hzL6Ivz4YB2jFfa2JmBNEQE1Gd1XtrgfuFb6zROeVrDPlN99PlwhwSyOE6LxhQd5eXKLsDYsxA==",
      "expYear": "31",
      "expMonth": "05",
      "email": "customer@payment.com",
      "platformType": "WEB",
      "threeDSecure": "true",
      "customerId": "customer_id001",
      "realIP": "155.254.246.24",
      "saveCard": "true"
    },
    "reserved": "order desc",
    "notifyUrl": "https://webhook.site/a282b934-dbe1-4419-ba32-62f7ee1ea433",
    "accessoryContent": {
      "amountDetail": {
        "vatAmount": {
          "currency": "AED",
          "amount": 20.65
        },
        "amount": {
          "currency": "AED",
          "amount": 1.09
        }
      },
      "goodsDetail": {
        "body": "Gifts",
        "categoriesTree": "CT12",
        "goodsCategory": "GC10",
        "goodsId": "GI1005",
        "goodsName": "candy flower",
        "price": {
          "currency": "AED",
          "amount": 10.87
        },
        "quantity": 2
      },
      "terminalDetail": {
        "operatorId": "OP1000000000000001",
        "storeId": "SI100000000000002",
        "terminalId": "TI100999999999900",
        "merchantName": "candy home",
        "storeName": "lovely house"
      }
    }
  }
}
Response
{
  "head": {
    "applyStatus": "SUCCESS",
    "code": "62078",
    "msg": "CARD_NOT_EXIST",
    "traceCode": "088155"
  }
}